Besure is not an insurance company, agent or broker. In fact, it was inspired by the experiences of those ignored or under-served by the insurance industry. Besure is a community driven platform that leverages the power of social media to bring family, friends and like-minded people together to collectively protect what matters most to them. Through risk sharing pools born from common passions or needs, besure provides a fresh alternative to the traditional insurance model by empowering individuals within the rising sharing economy to cover conceivably anything so long as an interest for it exists. Best of all, there is no external involvement in the operations of a besure pool. All members of a pool must share the same risks, have contributed equally, and have agreed to the same terms of use and pool bylaws. Therefore, if someone does not share the same financial and moral interest as the community in seeing the group empowered to successfully self-insure, then they cannot join the pool or have a say in its claims decision-making. This takes the power (originally held by faceless corporations) and places it where it belongs: in the hands of those with the most to lose and the greatest understanding of the risks, the people exposed to them. Our platform puts the community in total control of every aspect of the claim adjudication process. Who better to review your broken guitar claim than fellow musicians?

Besure is not in the business of selling or underwriting insurance, nor are we backed by an insurance company. We simply provide the platform and technology to facilitate community risk sharing. Community coverage on besure is backed entirely by the amount of contributions in a pool. If the claims happen to exceed the contributions in the pool, the amounts are proportioned and paid from the pooled amount. And if no claims are made, or if funds still remain within the community pool, besure's philosophy is (and will always be) to return that money back to the community. Besure makes sure the community always comes first.

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