Are you planning a family vacation? Here are some tips on how to prepare for your holiday and why having travel insurance is always important. 

Planning a family vacation is an exciting time, but it can also be overwhelming and heavy on your finances. That’s why, apart from travel insurance, one of the first things you must consider when organizing your holiday is a budget.

A travel budget will help you:

  • stay focused and make more accurate and informed decisions
  • avoid any hidden costs and pitfalls along the way
  • set priorities on the activities you wish to do during your vacation
  • avoid financial anxiety during and after your trip
  • set a great example for your kids on how to be financially responsible

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If you are planning a family vacation, and you’re looking for flexible, affordable, and customizable travel insurance, joining a Besure insurance pool can be the perfect option.

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How to Create a Family Vacation Budget

After months of hard work and daily stresses, taking a holiday with your family can be a great way to unwind and recharge. However, it can also be one of the fastest ways to dig yourself into a financial hole.

The best way to avoid this is to create a realistic budget for your trip. Remember: the more accurately you project your costs, the less likely you’ll be saddled with financial worries when you come back home. Apart from purchasing travel insurance to protect yourself from any unexpected mishaps, here are some simple tips on how to set a family vacation budget:


1. Save Ahead of Time

No matter how relaxing your holiday, the happiness will be short-lived if you end up accumulating substantial debt in order to fund your travel.


How To Avoid This

Instead of relying on a line of credit for your holiday, you’ll be much better off saving up ahead of time. Consider making regular deposits into a separate savings account, as this will help eliminate the financial sting of a big vacation.



2. Give Yourself an Allowance

When you’re on holiday, it’s the day-to-day expenses that really add up. Once you have sorted out your big costs (eg. airfare and hotels), you’ll need to set aside a daily budget for smaller purchases such as taxi rides, shopping, and meals.


How To Do This

Take out cash from your bank account and storing allowances in separate envelopes for each day of the trip. Once the cash for the day runs out, you may have to say no to a high-priced shopping purchase, or an extra glass of wine at dinner, but you’ll thank yourself later.

Don’t forget to build in a little cushion: You always know what your big ticket items are going to be when you travel, but it can be really easy to overlook smaller costs that can add up over the course of the trip, so try to pad the numbers in your budget by around 10% to make up for it.



3. Buy Travel Insurance

Whether you’re travelling alone or with your family, getting a travel insurance should always be part of the travelling plan, no matter the size of your budget. This can save you a lot of money by financially covering:

  • lost luggage
  • travel inconveniences such as flight delays and missed connections
  • any medical expenses you face while you’re overseas

A Besure Pool Allows You To Enjoy Your Vacation Knowing You’re Fully Protected

By joining or starting a Besure pool for travel insurance, you can cover yourself for loss of items, cancelled/missed flights, and even medical costs in an affordable and transparent manner, for total peace of mind.


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4. Know the Exchange Rate

Travelling abroad brings about unique planning challenges and among them is the fact that you’ll be paying most of your bills in a different currency. Before you leave home, you should always check the conversion rates for the country you’re visiting, so you have a better idea of how much things there cost.



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To find out more about how you can get affordable and transparent travel insurance with Besure, contact us at 403-460-6961 or fill out our online contact form.

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